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	Apply Online for a credit card. Rewards cards have typically higher interest rates than other cards. It's not a good deal to use rewards card if you pay too high interest rate. But you can find some cards with absolutely competitive interest rates, too. Be careful when appling online, because there are some drawbacks about these cards. Always read all details, not only the highlighted parts of the text when you read a review of a card. It's not always that easy to get those rewards, there are several restrictions. These rewards cards usually features a low or 0% introductory APR on purchases and balance transfers for few months and have no annual fee.

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